Sunrise Bank Limited · Quarterly report
SRBL Q3 Financial Report — FY 2079/80
Sunrise Bank Limited (SRBL) posted a year-to-date net profit of Rs 1.17 Arb at the end of Q3 FY 2079/80, down 8.3% from Rs 1.28 Arb a year earlier.
Q3 FY 2079/80 vs Q3 FY 2078/79
| Metric | Q3 2079/80 | Q3 2078/79 | Change |
|---|---|---|---|
| Paid Up Capital | 10.12 Arb | 10.12 Arb | +0.0% |
| Retained Earnings | -48,353,430 | 97.25 Cr | -105.0% |
| Reserves | 7.65 Arb | 4.81 Arb | +59.2% |
| Total Equity | 17.72 Arb | 15.90 Arb | +11.5% |
| Total Assets | 162.98 Arb | 160.47 Arb | +1.6% |
| Deposits from Customers | 131.67 Arb | 128.12 Arb | +2.8% |
| Borrowings | 2.44 Arb | 1.22 Arb | +100.0% |
| Loans and Advances to BFIs | 2.64 Arb | 3.21 Arb | -17.9% |
| Loans and Advances to Customers | 119.43 Arb | 121.62 Arb | -1.8% |
| Investment Securities | 24.58 Arb | 22.48 Arb | +9.4% |
| Interest Income | 13.39 Arb | 9.58 Arb | +39.7% |
| Net Interest Income | 4.20 Arb | 3.05 Arb | +37.5% |
| Total Operating Income | 4.98 Arb | 4.23 Arb | +17.7% |
| Operating Profit | 1.68 Arb | 1.81 Arb | -7.5% |
| Net Profit | 1.17 Arb | 1.28 Arb | -8.3% |
| Distributable Profit | -48,353,430 | 97.25 Cr | -105.0% |
| Number of Shares | 10.12 Cr | 10.12 Cr | +0.0% |
| EPS(Rs.) | 15.43 | 16.83 | -8.3% |
| Book Value(Rs.) | 175.14 | 157.10 | +11.5% |
| ROE | 9.00% | 10.71% | -1.71 pp |
| CAR | 13.06% | 12.84% | +0.22 pp |
| NPL | 3.62% | 1.37% | +2.25 pp |
| Cost of funds | 8.79K | 7.79K | +12.8% |
| Credit To Deposit Ratio | 87.10% | 91.86% | -4.76 pp |
| Base Rate | 11.34% | 10.11% | +1.23 pp |
| Interest Spread Rate | 4.15% | 3.57% | +0.58 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SRBL last 7 quarters
| Metric | Q4 2068/69 | Q4 2069/70 | Q3 2078/79 | Q4 2078/79 | Q1 2079/80 | Q2 2079/80 | Q3 2079/80 |
|---|---|---|---|---|---|---|---|
| Net profit | — | — | 1.28 Arb | 2.15 Arb | 16.58 Cr | 65.40 Cr | 1.17 Arb |
| Net interest income | — | — | 3.05 Arb | 4.58 Arb | 1.44 Arb | 2.92 Arb | 4.20 Arb |
| Revenue | — | — | 4.23 Arb | 5.99 Arb | 1.70 Arb | 3.48 Arb | 4.98 Arb |
| Non-performing loans | — | — | 1.37% | 1.40% | 2.94% | 3.36% | 3.62% |
| Return on equity | — | — | 10.71% | 12.86% | 3.98% | 7.59% | 9.00% |