Commercial Banks Total Deposits
7,489NPR Billion
+454 (6.45%)
Economy
Daily Nepal Rastra Bank financial-system snapshots — total deposits and lending, the commercial bank / BFI split, the credit-to-deposit ratio and the interbank interest rate. Toggle the time window to see short or long-term trends.
Total Deposits measure how much money flows into the banking system. Total Lending measures credit going out. The CD Ratio (credit-to- deposit) is the most-watched single number — when it crosses ~90%, banks have little spare liquidity to lend, which usually results in tighter credit and higher interest rates feeding back into the equity markets.
The Interbank Interest Rate (LCY weighted average) is the rate at which commercial banks lend to each other overnight in local currency. NRB watches this closely because it reflects system-wide liquidity stress. A spike usually precedes deposit-rate hikes; a sustained low signals excess liquidity and can pressure NRB to mop up via reverse repos.
Numbers are sourced directly from Nepal Rastra Bank's daily publication. Values are in NPR Billion unless suffixed with %. Sparklines show the value range across the selected time window.
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