Shangri-la Development Bank Limited · Quarterly report
SADBL Q4 Financial Report — FY 2082/83
Shangri-la Development Bank Limited (SADBL) posted a year-to-date net profit of Rs 88.99 Cr at the end of Q4 FY 2082/83, up 65.7% from Rs 53.71 Cr a year earlier. Annualised EPS is Rs 23.83 against Rs 15.10 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 3.73 Arb | 3.56 Arb | +5.0% |
| Share Premium | 0 | 0 | — |
| Retained Earnings | 49.24 Cr | 41.38 Cr | +19.0% |
| Reserves | 2.10 Arb | 1.60 Arb | +31.2% |
| Total Equity | 6.33 Arb | 5.57 Arb | +13.6% |
| Total Assets | 66.04 Arb | 63.42 Arb | +4.1% |
| Deposits from Customers | 56.92 Arb | 54.67 Arb | +4.1% |
| Borrowings | 0 | 0 | — |
| Loans and Advances to BFIs | 1.19 Arb | 2.87 Arb | -58.6% |
| Loans and Advances to Customers | 45.87 Arb | 43.02 Arb | +6.6% |
| Investment Securities | 11.72 Arb | 10.98 Arb | +6.8% |
| Interest Income | 4.77 Arb | 5.19 Arb | -7.9% |
| Net Interest Income | 2.42 Arb | 1.88 Arb | +28.7% |
| Total Operating Income | 2.95 Arb | 2.27 Arb | +30.0% |
| Operating Profit | 1.35 Arb | 77.42 Cr | +74.8% |
| Net Profit | 88.99 Cr | 53.71 Cr | +65.7% |
| Distributable Profit | 49.24 Cr | 41.38 Cr | +19.0% |
| Number of Shares | 3.73 Cr | 3.56 Cr | +5.0% |
| EPS Reported | 23.83 | 15.10 | +57.8% |
| Book Value Reported | 169.50 | 156.71 | +8.2% |
| ROE Reported | 14.06% | 9.64% | +4.42 pp |
| CAR | 14.63% | 14.41% | +0.22 pp |
| NPL | 6.87% | 5.64% | +1.23 pp |
| Cost of funds | 3.54K | 5.01K | -29.3% |
| Credit To Deposit Ratio | 83.37% | 83.07% | +0.30 pp |
| Base Rate | 5.57% | 7.08% | -1.51 pp |
| Interest Spread Rate | 4.14% | 4.14% | +0.00 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SADBL last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 6.02 Cr | 19.66 Cr | 43.42 Cr | 53.71 Cr | 8.82 Cr | 30.26 Cr | 48.45 Cr | 88.99 Cr |
| EPS | — | 11.46 | 16.28 | 15.10 | 9.92 | 16.21 | 17.30 | 23.83 |
| Net interest income | 54.62 Cr | 91.83 Cr | 1.43 Arb | 1.88 Arb | 54.91 Cr | 1.09 Arb | 1.62 Arb | 2.42 Arb |
| Revenue | 61.48 Cr | 1.05 Arb | 1.75 Arb | 2.27 Arb | 65.16 Cr | 1.26 Arb | 1.86 Arb | 2.95 Arb |
| Non-performing loans | 4.65% | 4.99% | 4.97% | 5.64% | 6.86% | 6.87% | 7.87% | 6.87% |