RMDC Laghubitta Bittiya Sanstha Ltd. · Quarterly report
RMDC Q3 Financial Report — FY 2079/80
RMDC Laghubitta Bittiya Sanstha Ltd. (RMDC) posted a year-to-date net profit of Rs 27.45 Cr at the end of Q3 FY 2079/80, up 3.2% from Rs 26.60 Cr a year earlier.
Q3 FY 2079/80 vs Q3 FY 2078/79
| Metric | Q3 2079/80 | Q3 2078/79 | Change |
|---|---|---|---|
| Paid Up Capital | 1.56 Arb | 1.24 Arb | +26.0% |
| Reserve and Surplus | 2.02 Arb | 2.00 Arb | +1.3% |
| Total Equity | 3.59 Arb | 3.24 Arb | +10.7% |
| Total Assets | 12.31 Arb | 12.60 Arb | -2.3% |
| Borrowings | 22.94 Cr | 9.04 Arb | -97.5% |
| Loans and Advances to Customers | 11.28 Arb | 11.92 Arb | -5.4% |
| Investments | 3.99 Cr | 38.23 L | +943.6% |
| Interest Income | 1.20 Arb | 97.62 Cr | +22.5% |
| Net Interest Income | 46.29 Cr | 44.71 Cr | +3.5% |
| Total Operating Income | 49.63 Cr | 46.65 Cr | +6.4% |
| Operating Profit | 39.21 Cr | 37.98 Cr | +3.2% |
| Net Profit | 27.45 Cr | 26.60 Cr | +3.2% |
| Number of Shares | 1.56 Cr | 1.24 Cr | +26.0% |
| EPS(Rs.) | 23.40 | 28.57 | -18.1% |
| Book Value(Rs.) | 229.41 | 261.01 | -12.1% |
| ROE | 10.20% | 10.95% | -0.75 pp |
| CAR | 22.16% | 23.44% | -1.28 pp |
| NPL | 0.74% | 0.06% | +0.68 pp |
| Cost of funds | 12.36K | 9.23K | +33.9% |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
RMDC last 8 quarters
| Metric | Q2 2073/74 | Q3 2073/74 | Q4 2073/74 | Q3 2078/79 | Q4 2078/79 | Q1 2079/80 | Q2 2079/80 | Q3 2079/80 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 8.66 Cr | 14.32 Cr | 21.14 Cr | 26.60 Cr | 35.49 Cr | 10.89 Cr | 20.66 Cr | 27.45 Cr |
| Net interest income | 14.70 Cr | 23.58 Cr | 34.05 Cr | 44.71 Cr | 60.53 Cr | 17.50 Cr | 33.42 Cr | 46.29 Cr |
| Revenue | 16.80 Cr | 26.75 Cr | 38.30 Cr | 46.65 Cr | 63.40 Cr | 19.28 Cr | 35.86 Cr | 49.63 Cr |
| Non-performing loans | — | — | — | 0.06% | 0.05% | 0.07% | 0.16% | 0.74% |
| Return on equity | 9.20% | 9.85% | 10.53% | 10.95% | 10.66% | 12.74% | 11.68% | 10.20% |