National Life Insurance Co. Ltd. · Quarterly report

NLICL Q4 Financial Report — FY 2082/83

National Life Insurance Co. Ltd. (NLICL) posted a year-to-date net profit of Rs 37.06 Cr at the end of Q4 FY 2082/83, down 10.2% from Rs 41.28 Cr a year earlier. Annualised EPS is Rs 6.51 against Rs 7.92 in Q4 FY 2081/82.

Q4 FY 2082/83 vs Q4 FY 2081/82

Metric	Q4 2082/83	Q4 2081/82	Change
Paid Up Capital	5.69 Arb	5.47 Arb	+4.0%
Reserves and Surplus	80.55 Cr	53.80 Cr	+49.7%
Insurance Fund	0	0	—
Catastrophic Reserve	74.59 Cr	66.72 Cr	+11.8%
Total Equity	7.27 Arb	7.10 Arb	+2.4%
Total Assets	116.93 Arb	103.25 Arb	+13.2%
Long Term Investment and Loans	77.87 Arb	68.89 Arb	+13.0%
Short Term Investment and Loans	15.95 Arb	7.20 Arb	+121.6%
Total Investment and Loans	93.82 Arb	76.09 Arb	+23.3%
Total Revenue	31.61 Arb	28.62 Arb	+10.4%
Income From Investment Loans And Others	6.02 Arb	5.84 Arb	+3.0%
Total Expenses And Provisions	30.46 Arb	27.43 Arb	+11.0%
Management Expenses	0	0	—
Net Profit	37.06 Cr	41.28 Cr	-10.2%
Net Premium	24.16 Arb	21.47 Arb	+12.5%
Net Claim Payment	26.06 Arb	23.39 Arb	+11.4%
Gross Premium	24.85 Arb	21.82 Arb	+13.9%
Gross Premium Till Date	0	0	—
Total No of Issued Policies	40.77 Cr	51.30 Cr	-20.5%
Gross Claim Payments	13.97 Arb	19.20 Arb	-27.2%
Claims Payables	0	0	—
Number of Shares	5.69 Cr	5.47 Cr	+4.0%
EPS Reported	6.51	7.92	-17.8%
Book Value Reported	127.75	129.72	-1.5%
ROE Reported	5.10%	5.82%	-0.72 pp

Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.

NLICL last 8 quarters

Metric	Q1 2081/82	Q2 2081/82	Q3 2081/82	Q4 2081/82	Q1 2082/83	Q2 2082/83	Q3 2082/83	Q4 2082/83
Net profit	13.84 Cr	27.91 Cr	40.85 Cr	41.28 Cr	14.09 Cr	28.68 Cr	41.66 Cr	37.06 Cr
EPS	10.62	10.71	10.45	7.92	10.30	10.08	9.76	6.51
Book value	132.45	134.01	136.47	129.72	131.54	127.64	130.39	127.75