Wean Nepal Laghubitta Bittiya Sanstha Limited · Quarterly report
WNLB Q4 Financial Report — FY 2082/83
Wean Nepal Laghubitta Bittiya Sanstha Limited (WNLB) posted a year-to-date net profit of Rs 83.43 L at the end of Q4 FY 2082/83, down 14.0% from Rs 96.98 L a year earlier. Annualised EPS is Rs 9.89 against Rs 11.50 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 8.43 Cr | 8.43 Cr | +0.0% |
| Reserve and Surplus | 2.59 Cr | 3.20 Cr | -19.0% |
| Total Equity | 11.03 Cr | 11.63 Cr | -5.2% |
| Total Assets | 98.13 Cr | 87.68 Cr | +11.9% |
| Deposits from Customers | 19.72 Cr | 17.09 Cr | +15.4% |
| Borrowings | 64.95 Cr | 56.23 Cr | +15.5% |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 84.73 Cr | 80.16 Cr | +5.7% |
| Investments | 95.00 L | 90.00 L | +5.6% |
| Interest Income | 11.67 Cr | 10.64 Cr | +9.7% |
| Net Interest Income | 6.41 Cr | 4.71 Cr | +36.2% |
| Total Operating Income | 7.35 Cr | 5.51 Cr | +33.4% |
| Operating Profit | 2.08 Cr | 2.03 Cr | +2.1% |
| Net Profit | 83.43 L | 96.98 L | -14.0% |
| Number of Shares | 8.43 L | 8.43 L | +0.0% |
| EPS Reported | 9.89 | 11.50 | -14.0% |
| Book Value Reported | 130.74 | 137.95 | -5.2% |
| ROE Reported | 7.57% | 8.34% | -0.77 pp |
| CAR | 8.08% | 9.69% | -1.61 pp |
| NPL | 16.17% | 3.93% | +12.24 pp |
| Cost of funds | 5.75K | 7.60K | -24.3% |
| CD ratio | 100.07% | 13.89% | +86.18 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
WNLB last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | -13,932,180 | -12,463,910 | 25.51 L | 96.98 L | 9.38 L | -8,829,400 | 86.04 L | 83.43 L |
| EPS | -70.35 | -31.47 | 4.29 | 11.50 | 4.45 | -20.94 | 13.60 | 9.89 |
| Net interest income | -1,184,250 | 1.00 Cr | 3.24 Cr | 4.71 Cr | 1.41 Cr | 3.65 Cr | 4.73 Cr | 6.41 Cr |
| Revenue | -339,600 | 1.32 Cr | 3.72 Cr | 5.51 Cr | 1.62 Cr | 4.11 Cr | 5.45 Cr | 7.35 Cr |
| Non-performing loans | 4.94% | 6.23% | 4.96% | 3.93% | 5.78% | 8.40% | 11.71% | 16.17% |