United Ajod Insurance Limited · Quarterly report
UAIL Q4 Financial Report — FY 2082/83
United Ajod Insurance Limited (UAIL) posted a year-to-date net profit of Rs 6.31 Cr at the end of Q4 FY 2082/83, down 70.8% from Rs 21.64 Cr a year earlier. Annualised EPS is Rs 2.73 against Rs 9.37 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 2.31 Arb | 2.31 Arb | +0.0% |
| Reserves and Surplus | 1.98 Arb | 1.73 Arb | +14.8% |
| Insurance Fund | 0 | 0 | — |
| Catastrophic Reserve | 4.97 Cr | 4.52 Cr | +10.1% |
| Total Equity | 4.34 Arb | 4.08 Arb | +6.4% |
| Total Assets | 9.05 Arb | 7.34 Arb | +23.3% |
| Long Term Investment and Loans | 1.68 Arb | 1.22 Arb | +37.6% |
| Short Term Investment and Loans | 2.83 Arb | 3.05 Arb | -7.1% |
| Total Investment and Loans | 4.51 Arb | 4.27 Arb | +5.7% |
| Total Revenue | 1.81 Arb | 1.74 Arb | +3.5% |
| Income From Investment Loans And Others | 11.86 Cr | 22.15 Cr | -46.4% |
| Total Expenses And Provisions | 1.72 Arb | 1.42 Arb | +21.1% |
| Management Expenses | 0 | 0 | — |
| Net Profit | 6.31 Cr | 21.64 Cr | -70.8% |
| Net Premium | 1.34 Arb | 1.18 Arb | +13.8% |
| Net Claim Payment | 97.30 Cr | 67.63 Cr | +43.9% |
| Gross Premium Earned | 3.01 Arb | 2.83 Arb | +6.5% |
| Total No of Issued Policies | 41.95 Cr | 29.93 Cr | +40.2% |
| Gross Claim Payments | 1.83 Arb | 1.91 Arb | -4.1% |
| Claims Payables | 0 | 0 | — |
| Number of Shares | 2.31 Cr | 2.31 Cr | +0.0% |
| EPS Reported | 2.73 | 9.37 | -70.9% |
| Book Value Reported | 188.01 | 176.76 | +6.4% |
| ROE Reported | 1.45% | 5.30% | -3.85 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
UAIL last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | -18,145,610 | 6.97 Cr | 11.61 Cr | 21.64 Cr | -151,193,330 | -106,628,990 | -69,790,490 | 6.31 Cr |
| EPS | -3.46 | 6.64 | 7.37 | 9.37 | -26.18 | -9.23 | -4.03 | 2.73 |
| Book value | 177.10 | 180.60 | 189.59 | 176.76 | 169.49 | 171.70 | 174.73 | 188.01 |