Siddhartha Premier Insurance Limited · Quarterly report

SPIL Q4 Financial Report — FY 2082/83

Siddhartha Premier Insurance Limited (SPIL) posted a year-to-date net profit of Rs 32.69 Cr at the end of Q4 FY 2082/83, down 54.2% from Rs 71.32 Cr a year earlier. Annualised EPS is Rs 11.65 against Rs 25.41 in Q4 FY 2081/82.

Q4 FY 2082/83 vs Q4 FY 2081/82

Metric	Q4 2082/83	Q4 2081/82	Change
Paid Up Capital	2.81 Arb	2.81 Arb	+0.0%
Reserves and Surplus	4.24 Arb	4.67 Arb	-9.3%
Insurance Fund	0	0	—
Catastrophic Reserve	25.69 Cr	22.44 Cr	+14.5%
Total Equity	7.30 Arb	7.71 Arb	-5.2%
Total Assets	20.31 Arb	15.50 Arb	+31.1%
Long Term Investment and Loans	2.84 Arb	2.61 Arb	+8.8%
Short Term Investment and Loans	5.20 Arb	6.39 Arb	-18.7%
Total Investment and Loans	8.04 Arb	9.00 Arb	-10.7%
Total Revenue	3.10 Arb	3.10 Arb	+0.0%
Income From Investment Loans And Others	32.03 Cr	47.59 Cr	-32.7%
Total Expenses And Provisions	2.64 Arb	2.09 Arb	+26.6%
Management Expenses	0	0	—
Net Profit	32.69 Cr	71.32 Cr	-54.2%
Net Premium	2.19 Arb	2.06 Arb	+6.2%
Net Claim Payment	1.67 Arb	1.13 Arb	+47.1%
Gross Premium Earned	4.46 Arb	4.17 Arb	+6.9%
Total No of Issued Policies	27.07 Cr	29.90 Cr	-9.5%
Gross Claim Payments	3.53 Arb	2.76 Arb	+27.5%
Claims Payables	0	0	—
Number of Shares	2.81 Cr	2.81 Cr	+0.0%
EPS Reported	11.65	25.41	-54.2%
Book Value Reported	260.26	274.56	-5.2%
ROE Reported	4.47%	9.26%	-4.79 pp

Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.

SPIL last 8 quarters

Metric	Q1 2081/82	Q2 2081/82	Q3 2081/82	Q4 2081/82	Q1 2082/83	Q2 2082/83	Q3 2082/83	Q4 2082/83
Net profit	6.40 Cr	22.50 Cr	45.36 Cr	71.32 Cr	-298,541,770	17.86 Cr	4.01 Cr	32.69 Cr
EPS	9.12	16.03	21.55	25.41	-42.55	12.72	1.91	11.65
Book value	277.67	287.34	263.72	274.56	265.13	241.34	250.06	260.26