Support Lagubitta Bittiya Sanstha Limited · Quarterly report
SMB Q4 Financial Report — FY 2082/83
Support Lagubitta Bittiya Sanstha Limited (SMB) posted a year-to-date net profit of Rs 7.62 Cr at the end of Q4 FY 2082/83, up 48.8% from Rs 5.12 Cr a year earlier. Annualised EPS is Rs 56.82 against Rs 41.81 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 13.41 Cr | 12.24 Cr | +9.5% |
| Reserve and Surplus | 14.09 Cr | 8.52 Cr | +65.3% |
| Total Equity | 27.50 Cr | 20.77 Cr | +32.4% |
| Total Assets | 2.35 Arb | 2.11 Arb | +11.4% |
| Deposits from Customers | 59.78 Cr | 46.16 Cr | +29.5% |
| Borrowings | 0 | 1.33 Arb | -100.0% |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 2.21 Arb | 1.93 Arb | +14.4% |
| Investments | 5.98 L | 10.00 L | -40.2% |
| Interest Income | 30.78 Cr | 26.00 Cr | +18.4% |
| Net Interest Income | 18.49 Cr | 13.53 Cr | +36.7% |
| Total Operating Income | 21.48 Cr | 16.43 Cr | +30.8% |
| Operating Profit | 10.20 Cr | 7.97 Cr | +28.0% |
| Net Profit | 7.62 Cr | 5.12 Cr | +48.8% |
| Number of Shares | 13.41 L | 12.24 L | +9.5% |
| EPS Reported | 56.82 | 41.81 | +35.9% |
| Book Value Reported | 205.13 | 169.62 | +20.9% |
| ROE Reported | 27.70% | 24.65% | +3.05 pp |
| CAR | 10.92% | 10.09% | +0.83 pp |
| NPL | 2.16% | 1.58% | +0.58 pp |
| Cost of funds | 6.12K | 6.99K | -12.4% |
| CD ratio | 369.84% | 417.94% | -48.10 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SMB last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 26.07 L | 1.55 Cr | 3.06 Cr | 5.12 Cr | 1.62 Cr | 3.18 Cr | 4.68 Cr | 7.62 Cr |
| EPS | — | 25.32 | 33.37 | 41.81 | 52.92 | 51.87 | 46.53 | 56.82 |
| Net interest income | 1.95 Cr | 5.16 Cr | 8.73 Cr | 13.53 Cr | 4.50 Cr | 8.94 Cr | 13.41 Cr | 18.49 Cr |
| Revenue | 2.51 Cr | 6.49 Cr | 10.86 Cr | 16.43 Cr | 5.59 Cr | 10.39 Cr | 15.58 Cr | 21.48 Cr |
| Non-performing loans | 1.64% | 1.74% | 1.64% | 1.58% | 1.63% | 3.17% | 3.31% | 2.16% |