Samudayik Laghubitta Bittiya Sanstha Limited · Quarterly report
SLBSL Q4 Financial Report — FY 2082/83
Samudayik Laghubitta Bittiya Sanstha Limited (SLBSL) posted a year-to-date net profit of Rs 4.55 Cr at the end of Q4 FY 2082/83, up 1041.7% from Rs 39.88 L a year earlier. Annualised EPS is Rs 26.66 against Rs 2.33 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 17.08 Cr | 17.08 Cr | +0.0% |
| Reserve and Surplus | 5.00 Cr | 2.87 Cr | +74.1% |
| Total Equity | 22.08 Cr | 19.95 Cr | +10.7% |
| Total Assets | 2.23 Arb | 2.05 Arb | +9.0% |
| Deposits from Customers | 82.59 Cr | 71.12 Cr | +16.1% |
| Borrowings | 1.11 Arb | 1.08 Arb | +3.0% |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 1.95 Arb | 1.83 Arb | +7.1% |
| Investments | 10.00 L | 10.00 L | +0.0% |
| Interest Income | 29.79 Cr | 23.89 Cr | +24.7% |
| Net Interest Income | 16.29 Cr | 10.93 Cr | +49.1% |
| Total Operating Income | 18.37 Cr | 9.21 L | +19849.6% |
| Operating Profit | 4.89 Cr | 39.57 L | +1134.8% |
| Net Profit | 4.55 Cr | 39.88 L | +1041.7% |
| Number of Shares | 17.08 L | 17.08 L | +0.0% |
| EPS Reported | 26.66 | 2.33 | +1044.2% |
| Book Value Reported | 129.29 | 116.82 | +10.7% |
| ROE Reported | 20.62% | 2.00% | +18.62 pp |
| CAR | 7.23% | 9.08% | -1.85 pp |
| NPL | 7.98% | 4.89% | +3.09 pp |
| Cost of funds | 6.92K | 7.35K | -5.9% |
| CD ratio | 249.44% | 273.45% | -24.01 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SLBSL last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | -19,958,730 | -10,868,440 | -10,124,490 | 39.88 L | 90.89 L | 3.33 Cr | 5.88 Cr | 4.55 Cr |
| EPS | — | -12.73 | -7.90 | 2.33 | 21.28 | 39.01 | 45.93 | 26.66 |
| Net interest income | 1.41 Cr | 4.10 Cr | 7.36 Cr | 10.93 Cr | 4.56 Cr | 8.69 Cr | 12.99 Cr | 16.29 Cr |
| Revenue | 1.98 Cr | 5.25 Cr | 9.04 Cr | 9.21 L | 2.97 L | 5.52 L | 14.67 Cr | 18.37 Cr |
| Non-performing loans | 6.41% | 4.89% | 4.97% | 4.89% | 4.97% | 7.25% | 6.78% | 7.98% |