Swarojgar Laghubitta Bittiya Sanstha Ltd. · Quarterly report
SLBBL Q4 Financial Report — FY 2082/83
Swarojgar Laghubitta Bittiya Sanstha Ltd. (SLBBL) posted a year-to-date net profit of Rs 31.17 Cr at the end of Q4 FY 2082/83, up 30.0% from Rs 23.97 Cr a year earlier. Annualised EPS is Rs 34.80 against Rs 30.58 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 89.56 Cr | 78.39 Cr | +14.3% |
| Reserve and Surplus | 63.80 Cr | 47.19 Cr | +35.2% |
| Total Equity | 1.53 Arb | 1.26 Arb | +22.1% |
| Total Assets | 11.86 Arb | 10.15 Arb | +16.9% |
| Deposits from Customers | 5.61 Arb | 4.50 Arb | +24.8% |
| Borrowings | 4.44 Arb | 4.19 Arb | +5.9% |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 10.72 Arb | 9.29 Arb | +15.4% |
| Investments | 10.00 L | 10.00 L | +0.0% |
| Interest Income | 1.41 Arb | 1.29 Arb | +9.9% |
| Net Interest Income | 75.87 Cr | 62.67 Cr | +21.1% |
| Total Operating Income | 86.99 Cr | 72.50 Cr | +20.0% |
| Operating Profit | 43.60 Cr | 32.53 Cr | +34.0% |
| Net Profit | 31.17 Cr | 23.97 Cr | +30.0% |
| Number of Shares | 89.56 L | 78.39 L | +14.2% |
| EPS Reported | 34.80 | 30.58 | +13.8% |
| Book Value Reported | 171.23 | 160.20 | +6.9% |
| ROE Reported | 20.33% | 19.09% | +1.24 pp |
| CAR | 12.67% | 11.88% | +0.79 pp |
| NPL | 6.65% | 7.54% | -0.89 pp |
| Cost of funds | 7.24K | 7.48K | -3.2% |
| CD ratio | 108.41% | 108.56% | -0.15 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SLBBL last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 3.68 Cr | 8.80 Cr | 16.02 Cr | 23.97 Cr | 5.06 Cr | 12.75 Cr | 21.02 Cr | 31.17 Cr |
| EPS | 21.95 | 26.23 | 30.93 | 30.58 | 25.84 | 32.53 | 31.30 | 34.80 |
| Net interest income | 12.79 Cr | 27.52 Cr | 43.87 Cr | 62.67 Cr | 17.73 Cr | 34.89 Cr | 53.84 Cr | 75.87 Cr |
| Revenue | 15.07 Cr | 32.41 Cr | 51.30 Cr | 72.50 Cr | 20.13 Cr | 40.08 Cr | 62.25 Cr | 86.99 Cr |
| Non-performing loans | 5.43% | 5.04% | 0.00% | 7.54% | 7.37% | 7.55% | 7.01% | 6.65% |