Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited · Quarterly report
SKBBL Q4 Financial Report — FY 2082/83
Sana Kisan Bikas Laghubitta Bittiya Sanstha Limited (SKBBL) posted a year-to-date net profit of Rs 65.31 Cr at the end of Q4 FY 2082/83, down 25.7% from Rs 87.87 Cr a year earlier. Annualised EPS is Rs 13.26 against Rs 20.38 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 4.93 Arb | 4.31 Arb | +14.3% |
| Reserve and Surplus | 6.00 Arb | 6.00 Arb | +0.0% |
| Total Equity | 10.93 Arb | 10.31 Arb | +6.0% |
| Total Assets | 42.00 Arb | 41.47 Arb | +1.3% |
| Deposits from Customers | 6.63 Arb | 4.04 Arb | +64.0% |
| Borrowings | 19.76 Arb | 20.59 Arb | -4.0% |
| Loans and Advances to BFIs | 0 | 34.27 Arb | -100.0% |
| Loans and Advances to Customers | 8.49 Cr | 4.42 Cr | +91.9% |
| Investments | 3.42 Cr | 2.63 Cr | +30.3% |
| Interest Income | 2.09 Arb | 2.89 Arb | -27.8% |
| Net Interest Income | 1.27 Arb | 1.79 Arb | -29.0% |
| Total Operating Income | 1.28 Arb | 1.81 Arb | -29.6% |
| Operating Profit | 93.01 Cr | 1.28 Arb | -27.1% |
| Net Profit | 65.31 Cr | 87.87 Cr | -25.7% |
| Number of Shares | 4.93 Cr | 4.31 Cr | +14.2% |
| EPS Reported | 13.26 | 20.38 | -34.9% |
| Book Value Reported | 221.76 | 239.05 | -7.2% |
| ROE Reported | 5.98% | 8.52% | -2.54 pp |
| CAR | 17.31% | 16.02% | +1.29 pp |
| NPL | 2.96% | 2.65% | +0.31 pp |
| Cost of funds | 2.74K | 3.14K | -12.7% |
| CD ratio | 120.00% | 116.67% | +3.33 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SKBBL last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 32.18 Cr | 51.78 Cr | 54.50 Cr | 87.87 Cr | 22.85 Cr | 38.10 Cr | 48.33 Cr | 65.31 Cr |
| EPS | — | 24.01 | 16.85 | 20.38 | 21.19 | 15.46 | 13.08 | 13.26 |
| Net interest income | 49.25 Cr | 96.82 Cr | 1.39 Arb | 1.79 Arb | 34.17 Cr | 65.43 Cr | 96.50 Cr | 1.27 Arb |
| Revenue | 49.70 Cr | 97.45 Cr | 1.41 Arb | 1.81 Arb | 34.18 Cr | 65.45 Cr | 96.52 Cr | 1.28 Arb |
| Non-performing loans | 2.46% | 2.27% | 2.55% | 2.65% | 3.07% | 4.00% | 4.12% | 2.96% |