SuryaJyoti Life Insurance Company Limited · Quarterly report
SJLIC Q4 Financial Report — FY 2082/83
SuryaJyoti Life Insurance Company Limited (SJLIC) posted a year-to-date net profit of Rs 38.02 Cr at the end of Q4 FY 2082/83, up 8.5% from Rs 35.03 Cr a year earlier. Annualised EPS is Rs 7.59 against Rs 6.99 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 5.01 Arb | 5.01 Arb | +0.0% |
| Reserves and Surplus | 67.86 Cr | 47.21 Cr | +43.8% |
| Insurance Fund | 0 | 0 | — |
| Catastrophic Reserve | 45.80 Cr | 39.47 Cr | +16.1% |
| Total Equity | 6.15 Arb | 6.36 Arb | -3.3% |
| Total Assets | 60.96 Arb | 50.67 Arb | +20.3% |
| Long Term Investment and Loans | 48.10 Arb | 32.46 Arb | +48.2% |
| Short Term Investment and Loans | 4.70 Arb | 9.20 Arb | -48.9% |
| Total Investment and Loans | 52.80 Arb | 41.66 Arb | +26.7% |
| Total Revenue | 17.10 Arb | 15.13 Arb | +13.0% |
| Income From Investment Loans And Others | 3.57 Arb | 3.45 Arb | +3.5% |
| Total Expenses And Provisions | 16.49 Arb | 14.53 Arb | +13.5% |
| Management Expenses | 0 | 0 | — |
| Net Profit | 38.02 Cr | 35.03 Cr | +8.5% |
| Net Premium | 12.94 Arb | 11.19 Arb | +15.7% |
| Net Claim Payment | 13.65 Arb | 11.96 Arb | +14.1% |
| Gross Premium | 13.16 Arb | 11.36 Arb | +15.9% |
| Gross Premium Till Date | 0 | 0 | — |
| Total No of Issued Policies | 2.64 Cr | 46.89 Cr | -94.4% |
| Gross Claim Payments | 3.65 Arb | 3.70 Arb | -1.1% |
| Claims Payables | 0 | 0 | — |
| Number of Shares | 5.01 Cr | 5.01 Cr | +0.0% |
| EPS Reported | 7.59 | 6.99 | +8.6% |
| Book Value Reported | 122.68 | 126.85 | -3.3% |
| ROE Reported | 6.18% | 5.51% | +0.67 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SJLIC last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 11.53 Cr | 19.61 Cr | 29.58 Cr | 35.03 Cr | 12.80 Cr | 20.19 Cr | 33.03 Cr | 38.02 Cr |
| EPS | — | 7.83 | 7.87 | 6.99 | 10.22 | 8.06 | 8.79 | 7.59 |
| Book value | — | 123.44 | 125.41 | 126.85 | 134.42 | 123.33 | 125.49 | 122.68 |