Siddhartha Insurance Ltd. · Quarterly report
SIL Q2 Financial Report — FY 2079/80
Siddhartha Insurance Ltd. (SIL) posted a year-to-date net profit of Rs 14.74 Cr at the end of Q2 FY 2079/80, up 4.4% from Rs 14.12 Cr a year earlier.
Q2 FY 2079/80 vs Q2 FY 2078/79
| Metric | Q2 2079/80 | Q2 2078/79 | Change |
|---|---|---|---|
| Paid Up Capital | 1.40 Arb | 1.12 Arb | +25.4% |
| Reserves and Surplus | 28.14 Cr | 40.64 Cr | -30.8% |
| Insurance Fund | 1.26 Arb | 1.07 Arb | +17.0% |
| Catastrophic Reserve | 10.19 Cr | 8.36 Cr | +21.9% |
| Total Equity | 3.05 Arb | 2.69 Arb | +13.4% |
| Total Sources | 3.05 Arb | 2.69 Arb | +13.4% |
| Long Term Investment and Loans | 72.58 Cr | 56.21 Cr | +29.1% |
| Short Term Investment and Loans | 3.22 Arb | 2.95 Arb | +9.0% |
| Total Investment and Loans | 3.94 Arb | 3.51 Arb | +12.2% |
| Total Revenue | 26.90 Cr | 24.96 Cr | +7.8% |
| Income From Investment Loans And Others | 11.85 Cr | 8.59 Cr | +38.0% |
| Total Expenses And Provisions | 12.16 Cr | 10.84 Cr | +12.2% |
| Management Expenses | 2.12 Cr | 1.88 Cr | +13.1% |
| Net Profit | 14.74 Cr | 14.12 Cr | +4.4% |
| Net Premium | 75.14 Cr | 60.34 Cr | +24.5% |
| Net Claim Payment | 30.68 Cr | 33.43 Cr | -8.2% |
| Gross Premium Earned | 1.40 Arb | 1.39 Arb | +0.6% |
| Total No of Issued Policies | 7.38 Cr | 10.38 Cr | -28.9% |
| Gross Claim Payments | 59.94 Cr | 58.25 Cr | +2.9% |
| Claims Payables | 1.37 Arb | 1.90 Arb | -27.8% |
| Number of Shares | 1.40 Cr | 1.12 Cr | +25.4% |
| EPS(Rs.) | 20.99 | 25.21 | -16.7% |
| Book Value(Rs.) | 216.91 | 239.73 | -9.5% |
| ROE | 9.68% | 10.51% | -0.83 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SIL last 7 quarters
| Metric | Q4 2068/69 | Q4 2069/70 | Q2 2078/79 | Q3 2078/79 | Q4 2078/79 | Q1 2079/80 | Q2 2079/80 |
|---|---|---|---|---|---|---|---|
| Net profit | — | — | 14.12 Cr | 17.35 Cr | 32.11 Cr | 5.13 Cr | 14.74 Cr |
| Return on equity | — | — | 10.51% | 8.50% | 11.22% | 7.23% | 9.68% |