Shikhar Insurance Co. Ltd. · Quarterly report
SICL Q4 Financial Report — FY 2082/83
Shikhar Insurance Co. Ltd. (SICL) posted a year-to-date net profit of Rs 13.01 Cr at the end of Q4 FY 2082/83, down 71.3% from Rs 45.27 Cr a year earlier. Annualised EPS is Rs 4.19 against Rs 15.49 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 3.10 Arb | 2.92 Arb | +6.1% |
| Reserves and Surplus | 2.68 Arb | 2.73 Arb | -1.8% |
| Insurance Fund | 0 | 0 | — |
| Catastrophic Reserve | 16.77 Cr | 16.08 Cr | +4.3% |
| Total Equity | 5.95 Arb | 5.82 Arb | +2.4% |
| Total Assets | 15.26 Arb | 13.80 Arb | +10.5% |
| Long Term Investment and Loans | 1.90 Arb | 1.53 Arb | +24.1% |
| Short Term Investment and Loans | 2.94 Arb | 3.32 Arb | -11.6% |
| Total Investment and Loans | 4.84 Arb | 4.85 Arb | -0.3% |
| Total Revenue | 2.96 Arb | 2.73 Arb | +8.2% |
| Income From Investment Loans And Others | 18.63 Cr | 23.31 Cr | -20.1% |
| Total Expenses And Provisions | 2.78 Arb | 2.08 Arb | +33.3% |
| Management Expenses | 0 | 0 | — |
| Net Profit | 13.01 Cr | 45.27 Cr | -71.3% |
| Net Premium | 1.96 Arb | 1.71 Arb | +14.2% |
| Net Claim Payment | 1.59 Arb | 1.05 Arb | +50.9% |
| Gross Premium Earned | 6.21 Arb | 5.70 Arb | +8.9% |
| Total No of Issued Policies | 33.60 Cr | 30.99 Cr | +8.4% |
| Gross Claim Payments | 3.98 Arb | 3.07 Arb | +29.3% |
| Claims Payables | 0 | 0 | — |
| Number of Shares | 3.10 Cr | 2.92 Cr | +6.1% |
| EPS Reported | 4.19 | 15.49 | -73.0% |
| Book Value Reported | 191.95 | 198.97 | -3.5% |
| ROE Reported | 2.19% | 7.78% | -5.59 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SICL last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 11.52 Cr | 25.74 Cr | 35.71 Cr | 45.27 Cr | -158,586,420 | -44,731,680 | 7.06 Cr | 13.01 Cr |
| EPS | 17.36 | 19.39 | 16.29 | 15.49 | -21.70 | -3.06 | 3.03 | 4.19 |
| Book value | 209.62 | 212.11 | 195.81 | 198.97 | 192.63 | 196.64 | 189.60 | 191.95 |