Shrijanshil Laghubitta Baittiya sanstha Limited · Quarterly report
SHLB Q4 Financial Report — FY 2082/83
Shrijanshil Laghubitta Baittiya sanstha Limited (SHLB) posted a year-to-date net profit of Rs 3.37 Cr at the end of Q4 FY 2082/83, down 25.3% from Rs 4.51 Cr a year earlier. Annualised EPS is Rs 30.81 against Rs 41.22 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 10.94 Cr | 10.94 Cr | +0.0% |
| Reserve and Surplus | 20.60 Cr | 16.14 Cr | +27.6% |
| Total Equity | 31.54 Cr | 27.08 Cr | +16.5% |
| Total Assets | 3.16 Arb | 3.00 Arb | +5.2% |
| Deposits from Customers | 94.36 Cr | 84.69 Cr | +11.4% |
| Borrowings | 1.70 Arb | 1.62 Arb | +5.2% |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 2.77 Arb | 2.70 Arb | +2.7% |
| Investments | 24.88K | 24.88K | +0.0% |
| Interest Income | 37.43 Cr | 36.44 Cr | +2.7% |
| Net Interest Income | 19.08 Cr | 16.88 Cr | +13.0% |
| Total Operating Income | 22.02 Cr | 20.09 Cr | +9.6% |
| Operating Profit | 4.81 Cr | 6.44 Cr | -25.3% |
| Net Profit | 3.37 Cr | 4.51 Cr | -25.3% |
| Number of Shares | 10.94 L | 10.94 L | +0.0% |
| EPS Reported | 30.81 | 41.22 | -25.3% |
| Book Value Reported | 288.38 | 247.60 | +16.5% |
| ROE Reported | 10.68% | 16.65% | -5.97 pp |
| CAR | 9.99% | 8.97% | +1.02 pp |
| NPL | 11.48% | 9.79% | +1.69 pp |
| Cost of funds | 7.10K | 8.10K | -12.3% |
| CD ratio | 324.52% | 345.00% | -20.48 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
SHLB last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 2.39 Cr | 1.87 Cr | 2.37 Cr | 4.51 Cr | -19,345,520 | -20,084,450 | 1.64 Cr | 3.37 Cr |
| EPS | — | 34.27 | 28.89 | 41.22 | -70.75 | -36.73 | 19.97 | 30.81 |
| Net interest income | 2.38 Cr | 7.96 Cr | 10.66 Cr | 16.88 Cr | 4.22 Cr | 8.68 Cr | 12.70 Cr | 19.08 Cr |
| Revenue | 7.58 Cr | 9.65 Cr | 13.10 Cr | 20.09 Cr | 4.85 Cr | 9.99 Cr | 14.84 Cr | 22.02 Cr |
| Non-performing loans | 7.47% | 6.97% | 9.58% | 9.79% | 11.93% | 14.79% | 10.42% | 11.48% |