Sanima GIC Insurance Limited · Quarterly report

SGIC Q4 Financial Report — FY 2082/83

Sanima GIC Insurance Limited (SGIC) posted a year-to-date net profit of Rs 13.00 Cr at the end of Q4 FY 2082/83, down 62.9% from Rs 35.04 Cr a year earlier. Annualised EPS is Rs 5.76 against Rs 16.30 in Q4 FY 2081/82.

Q4 FY 2082/83 vs Q4 FY 2081/82

Metric	Q4 2082/83	Q4 2081/82	Change
Paid Up Capital	2.26 Arb	2.15 Arb	+5.0%
Reserves and Surplus	25.39 Cr	1.07 Arb	-76.4%
Insurance Fund	0	0	—
Catastrophic Reserve	81.46 Cr	4.65 Cr	+1653.6%
Total Equity	3.33 Arb	3.27 Arb	+1.7%
Total Assets	8.80 Arb	8.25 Arb	+6.7%
Long Term Investment and Loans	1.04 Arb	36.73 Cr	+183.8%
Short Term Investment and Loans	2.61 Arb	3.04 Arb	-14.0%
Total Investment and Loans	3.65 Arb	3.40 Arb	+7.4%
Total Revenue	1.43 Arb	1.48 Arb	-3.1%
Income From Investment Loans And Others	11.03 Cr	17.01 Cr	-35.2%
Total Expenses And Provisions	1.24 Arb	97.63 Cr	+27.5%
Management Expenses	0	0	—
Net Profit	13.00 Cr	35.04 Cr	-62.9%
Net Premium	83.31 Cr	78.75 Cr	+5.8%
Net Claim Payment	65.71 Cr	38.70 Cr	+69.8%
Gross Premium Earned	2.73 Arb	2.55 Arb	+7.2%
Total No of Issued Policies	14.30 Cr	14.80 Cr	-3.4%
Gross Claim Payments	1.80 Arb	1.16 Arb	+55.5%
Claims Payables	0	0	—
Number of Shares	2.26 Cr	2.15 Cr	+5.0%
EPS Reported	5.76	16.30	-64.7%
Book Value Reported	147.33	152.12	-3.1%
ROE Reported	3.91%	10.71%	-6.80 pp

Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.

SGIC last 8 quarters

Metric	Q1 2081/82	Q2 2081/82	Q3 2081/82	Q4 2081/82	Q1 2082/83	Q2 2082/83	Q3 2082/83	Q4 2082/83
Net profit	5.09 Cr	12.17 Cr	23.36 Cr	35.04 Cr	-200,203,630	-95,905,310	5.14 Cr	13.00 Cr
EPS	10.17	12.17	15.57	16.30	-37.25	-8.92	3.19	5.76
Book value	151.57	152.77	158.32	152.12	140.53	145.61	153.04	147.33