Reliance Life Insurance Limited · Quarterly report
RLI Q3 Financial Report — FY 2079/80
Reliance Life Insurance Limited (RLI) posted a year-to-date net profit of Rs 14.64 Cr at the end of Q3 FY 2079/80, up 21.5% from Rs 12.05 Cr a year earlier.
Q3 FY 2079/80 vs Q3 FY 2078/79
| Metric | Q3 2079/80 | Q3 2078/79 | Change |
|---|---|---|---|
| Paid Up Capital | 2.10 Arb | 2.10 Arb | +0.0% |
| Reserves and Surplus | 38.10 Cr | 21.37 Cr | +78.3% |
| Insurance Fund | 4.50 Arb | 3.67 Arb | +22.5% |
| Catastrophic Reserve | 5.46 Cr | 3.60 Cr | +51.6% |
| Total Equity | 2.54 Arb | 2.35 Arb | +7.9% |
| Total Sources | 7.03 Arb | 6.02 Arb | +16.8% |
| Long Term Investment and Loans | 5.26 Arb | 3.47 Arb | +51.6% |
| Short Term Investment and Loans | 1.69 Arb | 2.11 Arb | -20.0% |
| Total Investment and Loans | 6.95 Arb | 5.58 Arb | +24.5% |
| Total Revenue | 20.51 Cr | 18.13 Cr | +13.1% |
| Income From Investment Loans And Others | 14.79 Cr | 14.26 Cr | +3.7% |
| Total Expenses And Provisions | 5.87 Cr | 6.08 Cr | -3.5% |
| Management Expenses | 2.65 Cr | 3.28 Cr | -19.2% |
| Net Profit | 14.64 Cr | 12.05 Cr | +21.5% |
| Net Premium | 1.97 Arb | 2.14 Arb | -7.9% |
| Net Claim Payment | 69.87 Cr | 54.58 Cr | +28.0% |
| Gross Premium | 2.10 Arb | 2.24 Arb | -6.1% |
| Gross Premium Till Date | 10.13 Arb | 7.09 Arb | +43.0% |
| Total No of Issued Policies | 59.67 Cr | — | — |
| Gross Claim Payments | 84.33 Cr | 65.98 Cr | +27.8% |
| Claims Payables | 46.64 Cr | 1.17 Cr | +3891.2% |
| Number of Shares | 2.10 Cr | 2.10 Cr | +0.0% |
| EPS(Rs.) | 9.29 | 7.65 | +21.4% |
| Book Value(Rs.) | 120.75 | 111.89 | +7.9% |
| ROE | 7.70% | 6.84% | +0.86 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
RLI last 5 quarters
| Metric | Q3 2078/79 | Q4 2078/79 | Q1 2079/80 | Q2 2079/80 | Q3 2079/80 |
|---|---|---|---|---|---|
| Net profit | 12.05 Cr | 12.21 Cr | 13.18 Cr | 16.68 Cr | 14.64 Cr |
| Return on equity | 6.84% | 5.19% | 20.90% | 13.05% | 7.70% |