Rastriya Beema Company Limited · Quarterly report

RBCL Q4 Financial Report — FY 2082/83

Rastriya Beema Company Limited (RBCL) posted a year-to-date net profit of Rs 34.44 Cr at the end of Q4 FY 2082/83, down 19.5% from Rs 42.76 Cr a year earlier. Annualised EPS is Rs 129.18 against Rs 160.38 in Q4 FY 2081/82.

Q4 FY 2082/83 vs Q4 FY 2081/82

MetricQ4 2082/83Q4 2081/82Change
Paid Up Capital26.66 Cr26.66 Cr+0.0%
Reserves and Surplus16.11 Arb16.34 Arb-1.4%
Insurance Fund00—
Catastrophic Reserve70.95 Cr69.23 Cr+2.5%
Total Equity17.08 Arb17.30 Arb-1.3%
Total Assets24.81 Arb24.09 Arb+3.0%
Long Term Investment and Loans1.53 Arb1.00 Arb+52.7%
Short Term Investment and Loans6.63 Arb6.77 Arb-2.1%
Total Investment and Loans8.16 Arb7.77 Arb+5.0%
Total Revenue91.21 Cr1.05 Arb-12.8%
Income From Investment Loans And Others46.12 Cr59.18 Cr-22.1%
Total Expenses And Provisions50.37 Cr47.45 Cr+6.2%
Management Expenses00—
Net Profit34.44 Cr42.76 Cr-19.5%
Net Premium23.16 Cr24.75 Cr-6.4%
Net Claim Payment17.70 Cr7.02 Cr+152.1%
Gross Premium Earned1.48 Arb1.48 Arb-0.2%
Total No of Issued Policies3.23 Cr15.97 Cr-79.7%
Gross Claim Payments30.11 Cr32.64 Cr-7.7%
Claims Payables00—
Number of Shares26.66 L26.66 L+0.0%
EPS Reported129.18160.38-19.5%
Book Value Reported6,407.056,489.08-1.3%
ROE Reported2.02%2.47%-0.45 pp

Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.

RBCL last 8 quarters

MetricQ1 2081/82Q2 2081/82Q3 2081/82Q4 2081/82Q1 2082/83Q2 2082/83Q3 2082/83Q4 2082/83
Net profit15.66 Cr34.67 Cr39.57 Cr42.76 Cr-99,509,83017.73 Cr28.90 Cr34.44 Cr
EPS234.89260.04197.85160.38-149.28132.96144.49129.18
Book value6,460.006,322.836,321.446,489.086,401.846,461.266,524.106,407.05