Prabhu Insurance Limited · Quarterly report
PRIN Q4 Financial Report — FY 2082/83
Prabhu Insurance Limited (PRIN) posted a year-to-date net profit of Rs 24.64 Cr at the end of Q4 FY 2082/83, up 16.3% from Rs 21.20 Cr a year earlier. Annualised EPS is Rs 13.33 against Rs 14.70 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 1.85 Arb | 1.44 Arb | +28.3% |
| Reserves and Surplus | 1.61 Arb | 1.85 Arb | -13.0% |
| Insurance Fund | 0 | 0 | — |
| Catastrophic Reserve | 11.36 Cr | 10.27 Cr | +10.6% |
| Total Equity | 3.57 Arb | 3.39 Arb | +5.2% |
| Total Assets | 7.44 Arb | 6.98 Arb | +6.6% |
| Long Term Investment and Loans | 61.67 Cr | 55.26 Cr | +11.6% |
| Short Term Investment and Loans | 67.19 Cr | 67.98 Cr | -1.2% |
| Total Investment and Loans | 1.29 Arb | 1.23 Arb | +4.6% |
| Total Revenue | 1.01 Arb | 96.21 Cr | +5.1% |
| Income From Investment Loans And Others | 8.32 Cr | 11.32 Cr | -26.5% |
| Total Expenses And Provisions | 65.89 Cr | 6.53 Cr | +909.0% |
| Management Expenses | 0 | 0 | — |
| Net Profit | 24.64 Cr | 21.20 Cr | +16.3% |
| Net Premium | 69.46 Cr | 63.49 Cr | +9.4% |
| Net Claim Payment | 24.22 Cr | 25.09 Cr | -3.4% |
| Gross Premium Earned | 1.75 Arb | 1.84 Arb | -4.8% |
| Total No of Issued Policies | 11.46 Cr | 12.39 Cr | -7.5% |
| Gross Claim Payments | 50.12 Cr | 51.63 Cr | -2.9% |
| Claims Payables | 0 | 0 | — |
| Number of Shares | 1.85 Cr | 1.44 Cr | +28.3% |
| EPS Reported | 13.33 | 14.70 | -9.3% |
| Book Value Reported | 193.00 | 235.22 | -17.9% |
| ROE Reported | 6.91% | 6.25% | +0.66 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
PRIN last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 5.60 Cr | 12.00 Cr | 20.03 Cr | 21.20 Cr | 6.31 Cr | 12.25 Cr | 21.16 Cr | 24.64 Cr |
| EPS | 15.54 | 16.66 | 18.53 | 14.70 | 14.85 | 14.40 | 16.58 | 13.33 |
| Book value | 226.07 | 234.14 | 234.51 | 235.22 | 202.27 | 203.11 | 209.55 | 193.00 |