Prabhu Mahalaxmi Life Insurance Limited · Quarterly report
PMLI Q4 Financial Report — FY 2082/83
Prabhu Mahalaxmi Life Insurance Limited (PMLI) posted a year-to-date net profit of Rs 37.56 Cr at the end of Q4 FY 2082/83, up 1.3% from Rs 37.07 Cr a year earlier. Annualised EPS is Rs 7.08 against Rs 7.26 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 5.31 Arb | 5.10 Arb | +4.0% |
| Reserves and Surplus | 71.20 Cr | 53.35 Cr | +33.4% |
| Insurance Fund | 0 | 0 | — |
| Catastrophic Reserve | 14.85 Cr | 11.00 Cr | +35.0% |
| Total Equity | 6.19 Arb | 5.92 Arb | +4.6% |
| Total Assets | 25.76 Arb | 20.78 Arb | +24.0% |
| Long Term Investment and Loans | 13.09 Arb | 12.25 Arb | +6.9% |
| Short Term Investment and Loans | 7.75 Arb | 4.35 Arb | +78.1% |
| Total Investment and Loans | 20.84 Arb | 16.60 Arb | +25.6% |
| Total Revenue | 7.52 Arb | 6.62 Arb | +13.6% |
| Income From Investment Loans And Others | 1.02 Arb | 1.20 Arb | -15.5% |
| Total Expenses And Provisions | 7.14 Arb | 6.25 Arb | +14.4% |
| Management Expenses | 0 | 0 | — |
| Net Profit | 37.56 Cr | 37.07 Cr | +1.3% |
| Net Premium | 6.27 Arb | 5.18 Arb | +21.0% |
| Net Claim Payment | 5.53 Arb | 4.84 Arb | +14.2% |
| Gross Premium | 6.50 Arb | 5.37 Arb | +20.9% |
| Gross Premium Till Date | 0 | 0 | — |
| Total No of Issued Policies | 4.04 Cr | 12.93 Cr | -68.8% |
| Gross Claim Payments | 1.05 Arb | 1.15 Arb | -8.7% |
| Claims Payables | 0 | 0 | — |
| Number of Shares | 5.31 Cr | 5.10 Cr | +4.0% |
| EPS Reported | 7.08 | 7.26 | -2.5% |
| Book Value Reported | 116.58 | 115.92 | +0.6% |
| ROE Reported | 6.07% | 6.27% | -0.20 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
PMLI last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 12.62 Cr | 18.26 Cr | 27.07 Cr | 37.07 Cr | 6.38 Cr | 13.32 Cr | 27.51 Cr | 37.56 Cr |
| EPS | — | 7.73 | 7.64 | 7.26 | 5.00 | 5.02 | 6.91 | 7.08 |
| Book value | — | 119.64 | 121.89 | 115.92 | 116.56 | 113.02 | 115.60 | 116.58 |