Nepal Life Insurance Company Limited · Quarterly report

NLIC Q4 Financial Report — FY 2082/83

Nepal Life Insurance Company Limited (NLIC) posted a year-to-date net profit of Rs 46.55 Cr at the end of Q4 FY 2082/83, down 22.8% from Rs 60.33 Cr a year earlier. Annualised EPS is Rs 4.91 against Rs 6.68 in Q4 FY 2081/82.

Q4 FY 2082/83 vs Q4 FY 2081/82

Metric	Q4 2082/83	Q4 2081/82	Change
Paid Up Capital	9.48 Arb	9.03 Arb	+5.0%
Reserves and Surplus	92.81 Cr	1.24 Arb	-25.2%
Insurance Fund	0	0	—
Catastrophic Reserve	1.54 Arb	1.32 Arb	+16.7%
Total Equity	11.95 Arb	12.35 Arb	-3.2%
Total Assets	292.10 Arb	252.22 Arb	+15.8%
Long Term Investment and Loans	211.96 Arb	206.92 Arb	+2.4%
Short Term Investment and Loans	38.95 Arb	33.40 Arb	+16.6%
Total Investment and Loans	250.90 Arb	240.32 Arb	+4.4%
Total Revenue	74.34 Arb	68.31 Arb	+8.8%
Income From Investment Loans And Others	16.66 Arb	16.31 Arb	+2.1%
Total Expenses And Provisions	70.77 Arb	64.21 Arb	+10.2%
Management Expenses	0	0	—
Net Profit	46.55 Cr	60.33 Cr	-22.8%
Net Premium	53.45 Arb	47.67 Arb	+12.1%
Net Claim Payment	62.84 Arb	57.32 Arb	+9.6%
Gross Premium	54.03 Arb	48.20 Arb	+12.1%
Gross Premium Till Date	0	0	—
Total No of Issued Policies	1.18 Arb	77.44 Cr	+52.1%
Gross Claim Payments	21.58 Arb	19.20 Arb	+12.4%
Claims Payables	0	0	—
Number of Shares	9.48 Cr	9.03 Cr	+5.0%
EPS Reported	4.91	6.68	-26.5%
Book Value Reported	126.07	136.75	-7.8%
ROE Reported	3.89%	4.89%	-1.00 pp

Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.

NLIC last 8 quarters

Metric	Q1 2081/82	Q2 2081/82	Q3 2081/82	Q4 2081/82	Q1 2082/83	Q2 2082/83	Q3 2082/83	Q4 2082/83
Net profit	20.54 Cr	46.82 Cr	65.22 Cr	60.33 Cr	21.56 Cr	33.69 Cr	45.49 Cr	46.55 Cr
EPS	10.01	11.41	9.63	6.68	9.55	7.11	6.40	4.91
Book value	131.99	154.51	134.61	136.75	138.14	124.86	126.33	126.07