NLG Insurance Company Ltd. · Quarterly report

NLG Q4 Financial Report — FY 2082/83

NLG Insurance Company Ltd. (NLG) posted a year-to-date net profit of Rs 5.78 Cr at the end of Q4 FY 2082/83, down 64.1% from Rs 16.12 Cr a year earlier. Annualised EPS is Rs 2.17 against Rs 6.28 in Q4 FY 2081/82.

Q4 FY 2082/83 vs Q4 FY 2081/82

Metric	Q4 2082/83	Q4 2081/82	Change
Paid Up Capital	2.67 Arb	2.57 Arb	+4.0%
Reserves and Surplus	1.68 Arb	1.89 Arb	-11.1%
Insurance Fund	0	0	—
Catastrophic Reserve	8.95 Cr	8.57 Cr	+4.4%
Total Equity	4.44 Arb	4.54 Arb	-2.3%
Total Assets	9.06 Arb	8.78 Arb	+3.2%
Long Term Investment and Loans	98.45 Cr	65.86 Cr	+49.5%
Short Term Investment and Loans	2.08 Arb	3.28 Arb	-36.7%
Total Investment and Loans	3.06 Arb	3.94 Arb	-22.3%
Total Revenue	1.84 Arb	1.53 Arb	+20.2%
Income From Investment Loans And Others	16.17 Cr	16.10 Cr	+0.5%
Total Expenses And Provisions	1.76 Arb	1.29 Arb	+37.2%
Management Expenses	0	0	—
Net Profit	5.78 Cr	16.12 Cr	-64.1%
Net Premium	1.16 Arb	93.92 Cr	+23.5%
Net Claim Payment	1.06 Arb	65.36 Cr	+62.2%
Gross Premium Earned	4.03 Arb	2.81 Arb	+43.4%
Total No of Issued Policies	22.39 Cr	1.99 L	+112401.1%
Gross Claim Payments	3.34 Arb	2.38 Arb	+40.2%
Claims Payables	0	0	—
Number of Shares	2.67 Cr	2.57 Cr	+4.0%
EPS Reported	2.17	6.28	-65.4%
Book Value Reported	166.36	177.06	-6.0%
ROE Reported	1.30%	3.55%	-2.25 pp

Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.

NLG last 8 quarters

Metric	Q1 2081/82	Q2 2081/82	Q3 2081/82	Q4 2081/82	Q1 2082/83	Q2 2082/83	Q3 2082/83	Q4 2082/83
Net profit	4.89 Cr	7.45 Cr	12.33 Cr	16.12 Cr	-101,052,280	1.10 Cr	3.48 Cr	5.78 Cr
EPS	12.71	9.68	6.57	6.28	-15.76	0.86	1.74	2.17
Book value	214.30	204.83	180.32	177.06	168.76	174.15	170.93	166.36