NESDO Sambridha Laghubitta Bittiya Sanstha Limited · Quarterly report
NESDO Q4 Financial Report — FY 2082/83
NESDO Sambridha Laghubitta Bittiya Sanstha Limited (NESDO) posted a year-to-date net profit of Rs 137.01 Arb at the end of Q4 FY 2082/83, swinging from a net loss of Rs 1.01 Cr a year earlier. Annualised EPS is Rs 47.03 against Rs -3.47 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 291.34 Arb | 29.13 Cr | +99900.0% |
| Reserve and Surplus | 539.25 Arb | 0 | — |
| Total Equity | 830.58 Arb | 76.75 Cr | +108118.7% |
| Total Assets | 4123.38 Arb | 4.12 Arb | +100013.8% |
| Deposits from Customers | 2512.65 Arb | 2.43 Arb | +103292.8% |
| Borrowings | 0 | 0 | — |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 3168.40 Arb | 3.07 Arb | +103237.3% |
| Investments | 0 | 0 | — |
| Interest Income | 527.58 Arb | 53.04 Cr | +99366.8% |
| Net Interest Income | 295.38 Arb | 29.19 Cr | +101095.4% |
| Total Operating Income | 441.75 Arb | 51.82 Cr | +85152.3% |
| Operating Profit | 209.22 Arb | 10.37 Cr | +201602.9% |
| Net Profit | 137.01 Arb | -10,099,620 | +1356726.4% |
| Number of Shares | 2.91 Arb | 29.13 L | +99900.0% |
| EPS Reported | 47.03 | -3.47 | +1455.3% |
| Book Value Reported | 285.09 | 263.44 | +8.2% |
| ROE Reported | 16.50% | -1.32% | +17.82 pp |
| CAR | 15.06% | 12.51% | +2.55 pp |
| NPL | 20.66% | 21.06% | -0.40 pp |
| Cost of funds | 9.37K | 9.21K | +1.7% |
| CD ratio | 165.41% | 167.84% | -2.43 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
NESDO last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 79.91 L | -135,187,440 | -116,058,130 | -10,099,620 | 3.26 Cr | 9.32 Cr | 14.22 Cr | 137.01 Arb |
| EPS | 12.54 | -106.03 | -53.12 | -3.47 | 44.80 | 63.99 | 65.09 | 47.03 |
| Net interest income | 5.98 Cr | 13.57 Cr | 20.22 Cr | 29.19 Cr | 7.19 Cr | 14.72 Cr | 21.37 Cr | 295.38 Arb |
| Revenue | 7.96 Cr | 19.73 Cr | 26.45 Cr | 51.82 Cr | 8.92 Cr | 25.61 Cr | 34.05 Cr | 441.75 Arb |
| Non-performing loans | 13.30% | 16.61% | 20.90% | 21.06% | 20.94% | 21.60% | 21.34% | 20.66% |