Nadep Laghubittiya bittya Sanstha Ltd. · Quarterly report
NADEP Q4 Financial Report — FY 2082/83
Nadep Laghubittiya bittya Sanstha Ltd. (NADEP) posted a year-to-date net profit of Rs 14.34 Cr at the end of Q4 FY 2082/83, up 166.9% from Rs 5.37 Cr a year earlier. Annualised EPS is Rs 29.52 against Rs 11.06 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 48.58 Cr | 48.58 Cr | +0.0% |
| Reserve and Surplus | 44.83 Cr | 32.10 Cr | +39.7% |
| Total Equity | 93.40 Cr | 80.67 Cr | +15.8% |
| Total Assets | 7.33 Arb | 6.47 Arb | +13.4% |
| Deposits from Customers | 2.43 Arb | 1.92 Arb | +26.5% |
| Borrowings | 3.01 Arb | 3.04 Arb | -0.9% |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 6.03 Arb | 5.83 Arb | +3.4% |
| Investments | 11.57 L | 11.57 L | +0.0% |
| Interest Income | 83.87 Cr | 82.13 Cr | +2.1% |
| Net Interest Income | 48.71 Cr | 40.11 Cr | +21.5% |
| Total Operating Income | 55.13 Cr | 44.89 Cr | +22.8% |
| Operating Profit | 20.49 Cr | 7.63 Cr | +168.4% |
| Net Profit | 14.34 Cr | 5.37 Cr | +166.9% |
| Number of Shares | 48.58 L | 48.58 L | +0.0% |
| EPS Reported | 29.52 | 11.06 | +166.9% |
| Book Value Reported | 192.29 | 166.08 | +15.8% |
| ROE Reported | 15.35% | 6.66% | +8.69 pp |
| CAR | 8.75% | 8.14% | +0.61 pp |
| NPL | 15.36% | 14.14% | +1.22 pp |
| Cost of funds | 5.46K | 7.56K | -27.8% |
| CD ratio | 268.53% | 325.29% | -56.76 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
NADEP last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | -49,724,980 | 1.67 Cr | 77.05 L | 5.37 Cr | 57.68 L | 3.77 Cr | 6.51 Cr | 14.34 Cr |
| EPS | -40.95 | 6.86 | 2.11 | 11.06 | 4.75 | 15.52 | 17.87 | 29.52 |
| Net interest income | 5.84 Cr | 16.15 Cr | 26.99 Cr | 40.11 Cr | 9.07 Cr | 21.33 Cr | 32.47 Cr | 48.71 Cr |
| Revenue | 6.90 Cr | 18.29 Cr | 30.17 Cr | 44.89 Cr | 10.15 Cr | 24.02 Cr | 36.76 Cr | 55.13 Cr |
| Non-performing loans | 10.51% | 8.00% | 22.14% | 14.14% | 15.71% | 17.54% | 17.69% | 15.36% |