Lumbini General Insurance Co. Ltd. · Quarterly report
LGIL Q3 Financial Report — FY 2079/80
Lumbini General Insurance Co. Ltd. (LGIL) posted a year-to-date net profit of Rs 11.67 Cr at the end of Q3 FY 2079/80, up 22.2% from Rs 9.55 Cr a year earlier.
Q3 FY 2079/80 vs Q3 FY 2078/79
| Metric | Q3 2079/80 | Q3 2078/79 | Change |
|---|---|---|---|
| Paid Up Capital | 1.31 Arb | 1.20 Arb | +9.5% |
| Reserves and Surplus | 25.86 Cr | 31.17 Cr | -17.0% |
| Insurance Fund | 85.18 Cr | 77.17 Cr | +10.4% |
| Catastrophic Reserve | 4.29 Cr | 3.49 Cr | +22.9% |
| Total Equity | 2.47 Arb | 2.32 Arb | +6.4% |
| Total Sources | 2.47 Arb | 2.32 Arb | +6.4% |
| Long Term Investment and Loans | 27.08 Cr | 23.36 Cr | +15.9% |
| Short Term Investment and Loans | 2.02 Arb | 2.08 Arb | -2.7% |
| Total Investment and Loans | 2.29 Arb | 2.31 Arb | -0.8% |
| Total Revenue | 22.77 Cr | 19.34 Cr | +17.7% |
| Income From Investment Loans And Others | 10.67 Cr | 10.44 Cr | +2.2% |
| Total Expenses And Provisions | 11.10 Cr | 9.78 Cr | +13.5% |
| Management Expenses | 1.94 Cr | 1.66 Cr | +16.9% |
| Net Profit | 11.67 Cr | 9.55 Cr | +22.2% |
| Net Premium | 48.32 Cr | 51.66 Cr | -6.5% |
| Net Claim Payment | 32.51 Cr | 36.86 Cr | -11.8% |
| Gross Premium Earned | 1.21 Arb | 1.16 Arb | +5.1% |
| Total No of Issued Policies | 8.89 Cr | 12.09 Cr | -26.5% |
| Gross Claim Payments | 75.08 Cr | 86.35 Cr | -13.1% |
| Claims Payables | 96.07 Cr | 97.43 Cr | -1.4% |
| Number of Shares | 1.31 Cr | 1.20 Cr | +9.5% |
| EPS(Rs.) | 11.85 | 10.62 | +11.6% |
| Book Value(Rs.) | 187.85 | 193.28 | -2.8% |
| ROE | 6.31% | 5.50% | +0.81 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
LGIL last 8 quarters
| Metric | Q2 2073/74 | Q3 2073/74 | Q4 2073/74 | Q3 2078/79 | Q4 2078/79 | Q1 2079/80 | Q2 2079/80 | Q3 2079/80 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 7.69 Cr | 11.61 Cr | 19.10 Cr | 9.55 Cr | 18.73 Cr | 5.51 Cr | 10.49 Cr | 11.67 Cr |
| Return on equity | 18.85% | 18.11% | 20.54% | 5.50% | 8.00% | 9.20% | 8.55% | 6.31% |