Jyoti Life Insurance Company Limited · Quarterly report
JLI Q1 Financial Report — FY 2079/80
Jyoti Life Insurance Company Limited (JLI) posted a year-to-date net profit of Rs 21.53 Cr at the end of Q1 FY 2079/80, up 133.3% from Rs 9.23 Cr a year earlier.
Q1 FY 2079/80 vs Q1 FY 2078/79
| Metric | Q1 2079/80 | Q1 2078/79 | Change |
|---|---|---|---|
| Paid Up Capital | 2.42 Arb | 2.20 Arb | +10.0% |
| Reserves and Surplus | 1.04 Arb | 66.10 Cr | +56.7% |
| Insurance Fund | 7.05 Arb | 4.55 Arb | +55.0% |
| Total Equity | 3.46 Arb | 2.94 Arb | +17.6% |
| Total Sources | 10.64 Arb | 7.49 Arb | +42.2% |
| Long Term Investment and Loans | 8.00 Arb | 5.54 Arb | +44.2% |
| Short Term Investment and Loans | 1.67 Arb | 1.20 Arb | +39.4% |
| Total Investment and Loans | 9.67 Arb | 6.74 Arb | +43.4% |
| Total Revenue | 17.59 Cr | 12.25 Cr | +43.6% |
| Income From Investment Loans And Others | 7.44 Cr | 6.07 Cr | +22.6% |
| Total Expenses And Provisions | 6.06 Cr | 3.02 Cr | +100.7% |
| Management Expenses | 1.15 Cr | 1.06 Cr | +8.6% |
| Net Profit | 21.53 Cr | 9.23 Cr | +133.3% |
| Net Premium | 91.40 Cr | 79.02 Cr | +15.7% |
| Net Claim Payment | 7.47 Cr | 5.37 Cr | +39.2% |
| Gross Premium | 94.47 Cr | 81.78 Cr | +15.5% |
| Gross Premium Till Date | 11.11 Arb | 7.13 Arb | +55.9% |
| Total No of Issued Policies | 2.93 Cr | 3.49 Cr | -16.0% |
| Gross Claim Payments | 8.79 Cr | 7.97 Cr | +10.3% |
| Claims Payables | 6.26 Cr | 5.38 Cr | +16.4% |
| Number of Shares | 2.42 Cr | 2.20 Cr | +10.0% |
| EPS(Rs.) | 35.58 | 16.78 | +112.0% |
| Book Value(Rs.) | 142.80 | 133.61 | +6.9% |
| ROE | 24.92% | 12.56% | +12.36 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
JLI last 6 quarters
| Metric | Q4 2073/74 | Q1 2078/79 | Q2 2078/79 | Q3 2078/79 | Q4 2078/79 | Q1 2079/80 |
|---|---|---|---|---|---|---|
| Net profit | — | 9.23 Cr | 13.40 Cr | 20.65 Cr | 23.92 Cr | 21.53 Cr |
| Return on equity | — | 12.56% | 8.90% | 8.95% | 7.23% | 24.92% |