IGI Prudential Insurance Limited · Quarterly report
IGI Q4 Financial Report — FY 2082/83
IGI Prudential Insurance Limited (IGI) posted a year-to-date net profit of Rs 40.38 L at the end of Q4 FY 2082/83, down 98.9% from Rs 36.50 Cr a year earlier. Annualised EPS is Rs 0.13 against Rs 12.05 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 3.03 Arb | 3.03 Arb | +0.0% |
| Reserves and Surplus | 2.31 Arb | 2.61 Arb | -11.5% |
| Insurance Fund | 0 | 0 | — |
| Catastrophic Reserve | 9.78 Cr | 9.75 Cr | +0.3% |
| Total Equity | 5.44 Arb | 5.74 Arb | -5.2% |
| Total Assets | 14.42 Arb | 11.07 Arb | +30.3% |
| Long Term Investment and Loans | 1.45 Arb | 1.51 Arb | -3.9% |
| Short Term Investment and Loans | 3.00 Arb | 3.53 Arb | -15.1% |
| Total Investment and Loans | 4.45 Arb | 5.04 Arb | -11.7% |
| Total Revenue | 2.25 Arb | 2.17 Arb | +3.6% |
| Income From Investment Loans And Others | 18.45 Cr | 25.50 Cr | -27.6% |
| Total Expenses And Provisions | 2.24 Arb | 1.64 Arb | +36.2% |
| Management Expenses | 0 | 0 | — |
| Net Profit | 40.38 L | 36.50 Cr | -98.9% |
| Net Premium | 1.45 Arb | 1.36 Arb | +6.7% |
| Net Claim Payment | 1.46 Arb | 86.80 Cr | +68.8% |
| Gross Premium Earned | 4.39 Arb | 3.94 Arb | +11.2% |
| Total No of Issued Policies | 23.77 Cr | 22.22 Cr | +7.0% |
| Gross Claim Payments | 2.24 Arb | 2.46 Arb | -8.9% |
| Claims Payables | 0 | 0 | — |
| Number of Shares | 3.03 Cr | 3.03 Cr | +0.0% |
| EPS Reported | 0.13 | 12.05 | -98.9% |
| Book Value Reported | 179.53 | 189.44 | -5.2% |
| ROE Reported | 0.07% | 6.36% | -6.29 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
IGI last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 6.11 Cr | 14.31 Cr | 26.51 Cr | 36.50 Cr | -207,601,510 | -181,132,900 | 4.38 L | 40.38 L |
| EPS | 8.06 | 9.45 | 11.67 | 12.05 | -27.41 | -11.96 | 0.02 | 0.13 |
| Book value | 190.49 | 190.94 | 185.30 | 189.44 | 179.41 | 176.25 | 182.72 | 179.53 |