Himalayan Life Insurance Limited · Quarterly report

HLI Q4 Financial Report — FY 2082/83

Himalayan Life Insurance Limited (HLI) posted a year-to-date net profit of Rs 31.78 Cr at the end of Q4 FY 2082/83, down 41.9% from Rs 54.70 Cr a year earlier. Annualised EPS is Rs 3.48 against Rs 5.98 in Q4 FY 2081/82.

Q4 FY 2082/83 vs Q4 FY 2081/82

Metric	Q4 2082/83	Q4 2081/82	Change
Paid Up Capital	9.14 Arb	9.14 Arb	+0.0%
Reserves and Surplus	-1,084,339,620	1.02 Arb	-205.8%
Insurance Fund	0	0	—
Catastrophic Reserve	47.22 Cr	46.59 Cr	+1.4%
Total Equity	8.53 Arb	10.17 Arb	-16.1%
Total Assets	102.94 Arb	91.61 Arb	+12.4%
Long Term Investment and Loans	49.44 Arb	51.68 Arb	-4.3%
Short Term Investment and Loans	34.44 Arb	24.04 Arb	+43.2%
Total Investment and Loans	83.87 Arb	75.72 Arb	+10.8%
Total Revenue	24.50 Arb	25.41 Arb	-3.6%
Income From Investment Loans And Others	5.00 Arb	5.68 Arb	-11.9%
Total Expenses And Provisions	23.67 Arb	23.84 Arb	-0.7%
Management Expenses	0	0	—
Net Profit	31.78 Cr	54.70 Cr	-41.9%
Net Premium	18.33 Arb	17.26 Arb	+6.2%
Net Claim Payment	20.26 Arb	20.54 Arb	-1.3%
Gross Premium	18.69 Arb	17.66 Arb	+5.8%
Gross Premium Till Date	0	0	—
Total No of Issued Policies	4.69 Cr	4.85 Cr	-3.3%
Gross Claim Payments	7.92 Arb	7.34 Arb	+7.9%
Claims Payables	0	0	—
Number of Shares	9.14 Cr	9.14 Cr	+0.0%
EPS Reported	3.48	5.98	-41.8%
Book Value Reported	93.31	111.20	-16.1%
ROE Reported	3.72%	0.60%	+3.12 pp

Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.

HLI last 8 quarters

Metric	Q1 2081/82	Q2 2081/82	Q3 2081/82	Q4 2081/82	Q1 2082/83	Q2 2082/83	Q3 2082/83	Q4 2082/83
Net profit	25.38 Cr	37.63 Cr	47.24 Cr	54.70 Cr	18.50 Cr	20.67 Cr	26.14 Cr	31.78 Cr
EPS	12.66	9.38	6.89	5.98	8.09	4.52	3.81	3.48
Book value	138.99	130.21	116.07	111.20	105.65	106.91	100.45	93.31