Global IME Laghubitta Bittiya Sanstha Ltd. · Quarterly report
GILB Q4 Financial Report — FY 2082/83
Global IME Laghubitta Bittiya Sanstha Ltd. (GILB) posted a year-to-date net profit of Rs 40.11 Cr at the end of Q4 FY 2082/83, up 70.1% from Rs 23.59 Cr a year earlier. Annualised EPS is Rs 61.87 against Rs 38.11 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 64.83 Cr | 61.89 Cr | +4.7% |
| Reserve and Surplus | 92.43 Cr | 71.39 Cr | +29.5% |
| Total Equity | 1.57 Arb | 1.33 Arb | +18.0% |
| Total Assets | 11.90 Arb | 10.38 Arb | +14.6% |
| Deposits from Customers | 4.09 Arb | 3.61 Arb | +13.3% |
| Borrowings | 0 | 0 | — |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 10.66 Arb | 9.84 Arb | +8.4% |
| Investments | 22.00 L | 22.00 L | +0.0% |
| Interest Income | 1.57 Arb | 1.35 Arb | +15.8% |
| Net Interest Income | 1.01 Arb | 75.97 Cr | +32.6% |
| Total Operating Income | 1.07 Arb | 84.49 Cr | +26.8% |
| Operating Profit | 58.21 Cr | 33.72 Cr | +72.6% |
| Net Profit | 40.11 Cr | 23.59 Cr | +70.1% |
| Number of Shares | 64.83 L | 61.89 L | +4.7% |
| EPS Reported | 61.87 | 38.11 | +62.3% |
| Book Value Reported | 242.58 | 215.35 | +12.6% |
| ROE Reported | 25.51% | 17.70% | +7.81 pp |
| CAR | 12.30% | 10.91% | +1.39 pp |
| NPL | 8.70% | 3.62% | +5.08 pp |
| Cost of funds | 5.78K | 6.58K | -12.2% |
| CD ratio | 270.50% | 272.43% | -1.93 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
GILB last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 4.05 Cr | 11.83 Cr | 15.03 Cr | 23.59 Cr | 6.22 Cr | 10.59 Cr | 21.96 Cr | 40.11 Cr |
| EPS | 26.16 | 38.24 | 32.39 | 38.11 | 40.19 | 32.67 | 45.16 | 61.87 |
| Net interest income | 13.71 Cr | 35.07 Cr | 53.72 Cr | 75.97 Cr | 22.74 Cr | 48.77 Cr | 73.32 Cr | 1.01 Arb |
| Revenue | 15.94 Cr | 39.21 Cr | 60.39 Cr | 84.49 Cr | 24.32 Cr | 52.18 Cr | 77.89 Cr | 1.07 Arb |
| Non-performing loans | 4.35% | 4.10% | 4.48% | 3.62% | 3.91% | 8.96% | 8.69% | 8.70% |