CYC Nepal laghubitta Bittiya Sanstha Limited · Quarterly report
CYCL Q4 Financial Report — FY 2082/83
CYC Nepal laghubitta Bittiya Sanstha Limited (CYCL) posted a year-to-date net profit of Rs 29.48 Cr at the end of Q4 FY 2082/83, up 151.0% from Rs 11.75 Cr a year earlier. Annualised EPS is Rs 110.66 against Rs 44.09 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 26.64 Cr | 26.64 Cr | +0.0% |
| Reserve and Surplus | 68.67 Cr | 47.20 Cr | +45.5% |
| Total Equity | 95.31 Cr | 73.85 Cr | +29.1% |
| Total Assets | 7.27 Arb | 7.37 Arb | -1.4% |
| Deposits from Customers | 2.98 Arb | 2.76 Arb | +8.0% |
| Borrowings | 2.77 Arb | 3.10 Arb | -10.7% |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 6.47 Arb | 6.26 Arb | +3.5% |
| Investments | 0 | 0 | — |
| Interest Income | 86.95 Cr | 89.00 Cr | -2.3% |
| Net Interest Income | 45.52 Cr | 45.04 Cr | +1.1% |
| Total Operating Income | 53.24 Cr | 51.96 Cr | +2.5% |
| Operating Profit | 41.10 Cr | 16.27 Cr | +152.6% |
| Net Profit | 29.48 Cr | 11.75 Cr | +151.0% |
| Number of Shares | 26.64 L | 26.64 L | +0.0% |
| EPS Reported | 110.66 | 44.09 | +151.0% |
| Book Value Reported | 357.75 | 277.17 | +29.1% |
| ROE Reported | 30.93% | 15.91% | +15.02 pp |
| CAR | 8.60% | 9.31% | -0.71 pp |
| NPL | 14.04% | 4.54% | +9.50 pp |
| Cost of funds | 6.67K | 7.39K | -9.7% |
| CD ratio | 112.53% | 106.64% | +5.89 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
CYCL last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | -7,981,630 | 4.32 Cr | 5.59 Cr | 11.75 Cr | -14,573,830 | 3.73 Cr | 5.34 Cr | 29.48 Cr |
| EPS | -11.98 | 32.40 | 27.96 | 44.09 | -21.88 | 27.99 | 26.74 | 110.66 |
| Net interest income | 7.43 Cr | 17.41 Cr | 29.22 Cr | 45.04 Cr | 7.55 Cr | 20.29 Cr | 30.20 Cr | 45.52 Cr |
| Revenue | 8.86 Cr | 19.88 Cr | 33.46 Cr | 51.96 Cr | 9.13 Cr | 23.80 Cr | 35.48 Cr | 53.24 Cr |
| Non-performing loans | 4.60% | 4.35% | 8.49% | 4.54% | 9.40% | 18.48% | 19.70% | 14.04% |