Corporate Development Bank Limited · Quarterly report
CORBL Q4 Financial Report — FY 2082/83
Corporate Development Bank Limited (CORBL) posted a year-to-date net profit of Rs 5.01 Cr at the end of Q4 FY 2082/83, swinging from a net loss of Rs 1.64 Cr a year earlier. Annualised EPS is Rs 9.54 against Rs -3.12 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 52.50 Cr | 52.50 Cr | +0.0% |
| Share Premium | 2.39 Cr | 2.39 Cr | +0.0% |
| Retained Earnings | -31,418,950 | -34,546,730 | +9.1% |
| Reserves | 21.61 Cr | 20.09 Cr | +7.6% |
| Total Equity | 73.36 Cr | 71.53 Cr | +2.6% |
| Total Assets | 3.34 Arb | 2.87 Arb | +16.4% |
| Deposits from Customers | 2.55 Arb | 2.13 Arb | +19.5% |
| Borrowings | 0 | 0 | — |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 1.41 Arb | 1.19 Arb | +18.2% |
| Investment Securities | 1.10 Arb | 0 | — |
| Interest Income | 20.67 Cr | 19.77 Cr | +4.5% |
| Net Interest Income | 7.37 Cr | 6.24 Cr | +18.2% |
| Total Operating Income | 8.11 Cr | 6.73 Cr | +20.4% |
| Operating Profit | 9.41 Cr | -17,252,220 | +645.7% |
| Net Profit | 5.01 Cr | -16,385,860 | +405.8% |
| Distributable Profit | -31,418,950 | -34,546,730 | +9.1% |
| Number of Shares | 52.50 L | 52.50 L | +0.0% |
| EPS Reported | 9.54 | -3.12 | +405.8% |
| Book Value Reported | 139.73 | 136.24 | +2.6% |
| ROE Reported | 6.83% | -2.29% | +9.12 pp |
| CAR | 39.73% | 28.54% | +11.19 pp |
| NPL | 6.24% | 12.36% | -6.12 pp |
| Cost of funds | 5.50K | 6.61K | -16.8% |
| Credit To Deposit Ratio | 58.14% | 63.04% | -4.90 pp |
| Base Rate | 7.92% | 9.00% | -1.08 pp |
| Interest Spread Rate | 4.57% | 4.57% | +0.00 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
CORBL last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 21.69 L | 1.07 Cr | 1.78 Cr | -16,385,860 | 29.15 L | 1.29 Cr | 4.83 Cr | 5.01 Cr |
| EPS | — | 4.09 | 4.52 | -3.12 | 2.22 | 4.93 | 12.26 | 9.54 |
| Net interest income | 1.97 Cr | 2.34 Cr | 5.49 Cr | 6.24 Cr | 2.35 Cr | 3.57 Cr | 6.77 Cr | 7.37 Cr |
| Revenue | 2.15 Cr | 2.66 Cr | 5.90 Cr | 6.73 Cr | 10.85 L | 3.91 Cr | 7.26 Cr | 8.11 Cr |
| Non-performing loans | 4.95% | 7.53% | 13.09% | 12.36% | 11.77% | 9.79% | 6.36% | 6.24% |