BPW Laghubitta Bittiya Sanstha · Quarterly report
BPW Q2 Financial Report — FY 2080/81
BPW Laghubitta Bittiya Sanstha (BPW) posted a year-to-date net loss of Rs 40.45 L at the end of Q2 FY 2080/81, against a net loss of Rs 4.37 L a year earlier.
Q2 FY 2080/81 vs Q2 FY 2079/80
| Metric | Q2 2080/81 | Q2 2079/80 | Change |
|---|---|---|---|
| Paid Up Capital | 3.00 Cr | 2.03 Cr | +47.8% |
| Reserve and Surplus | -5,398,530 | 7.83 L | -789.7% |
| Total Equity | 2.46 Cr | 2.11 Cr | +16.7% |
| Total Assets | 25.20 Cr | 21.01 Cr | +19.9% |
| Deposits from Customers | 5.03 Cr | 5.03 Cr | +0.1% |
| Borrowings | 15.67 Cr | 11.62 Cr | +34.8% |
| Loans and Advances to Customers | 19.17 Cr | 19.50 Cr | -1.7% |
| Interest Income | 1.35 Cr | 1.56 Cr | -14.0% |
| Net Interest Income | 32.22 L | 48.81 L | -34.0% |
| Total Operating Income | 32.22 L | 48.81 L | -34.0% |
| Operating Profit | -6,969,340 | -5,740,770 | -21.4% |
| Net Profit | -4,044,830 | -437,250 | -825.1% |
| Number of Shares | 3.00 L | 2.03 L | +47.8% |
| EPS(Rs.) | -26.97 | -4.31 | -525.8% |
| Book Value(Rs.) | 82.00 | 103.86 | -21.0% |
| ROE | -32.88% | -4.15% | -28.73 pp |
| CAR | 10.63% | 9.92% | +0.71 pp |
| NPL | 4.93% | 4.78% | +0.15 pp |
| Cost of funds | 9.89K | 12.93K | -23.5% |
| CD ratio | 380.86% | 289.85% | +91.01 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
BPW last 8 quarters
| Metric | Q3 2078/79 | Q4 2078/79 | Q1 2079/80 | Q2 2079/80 | Q3 2079/80 | Q4 2079/80 | Q1 2080/81 | Q2 2080/81 |
|---|---|---|---|---|---|---|---|---|
| Net profit | 26.96 L | 34.26 L | -2,585,850 | -437,250 | -4,921,950 | 12.67 L | 66.89 L | -4,044,830 |
| Net interest income | 95.60 L | 1.66 Cr | 20.08 L | 48.81 L | 46.62 L | 79.43 L | 49.49 L | 32.22 L |
| Revenue | 95.60 L | 1.66 Cr | 20.08 L | 48.81 L | 46.62 L | 79.43 L | 49.49 L | 32.22 L |
| Non-performing loans | 4.76% | 4.48% | 4.49% | 4.78% | 4.88% | 4.34% | 4.85% | 4.93% |
| Return on equity | 17.70% | 32.56% | -16.00% | -4.15% | -24.95% | 4.18% | 86.34% | -32.88% |