Bank of Kathmandu Ltd. · Quarterly report
BOKL Q1 Financial Report — FY 2079/80
Bank of Kathmandu Ltd. (BOKL) posted a year-to-date net profit of Rs 28.06 Cr at the end of Q1 FY 2079/80, up 10.7% from Rs 25.35 Cr a year earlier.
Q1 FY 2079/80 vs Q1 FY 2078/79
| Metric | Q1 2079/80 | Q1 2078/79 | Change |
|---|---|---|---|
| Paid Up Capital | 10.62 Arb | 9.66 Arb | +10.0% |
| Retained Earnings | 1.44 Arb | 1.39 Arb | +4.2% |
| Reserves | 6.50 Arb | 5.71 Arb | +13.8% |
| Total Equity | 18.57 Arb | 16.76 Arb | +10.8% |
| Total Assets | 140.99 Arb | 137.55 Arb | +2.5% |
| Deposits from Customers | 109.40 Arb | 102.15 Arb | +7.1% |
| Borrowings | 3.32 Arb | 2.42 Arb | +37.4% |
| Loans and Advances to BFIs | 3.14 Arb | 2.77 Arb | +13.4% |
| Loans and Advances to Customers | 101.68 Arb | 100.07 Arb | +1.6% |
| Investment Securities | 18.90 Arb | 19.73 Arb | -4.2% |
| Interest Income | 3.63 Arb | 2.29 Arb | +58.5% |
| Net Interest Income | 1.23 Arb | 79.44 Cr | +54.3% |
| Total Operating Income | 1.39 Arb | 1.10 Arb | +26.5% |
| Operating Profit | 41.48 Cr | 36.21 Cr | +14.5% |
| Net Profit | 28.06 Cr | 25.35 Cr | +10.7% |
| Distributable Profit | 1.44 Arb | 1.39 Arb | +4.2% |
| Number of Shares | 10.62 Cr | 9.66 Cr | +10.0% |
| EPS(Rs.) | 10.57 | 10.50 | +0.7% |
| Book Value(Rs.) | 174.77 | 173.50 | +0.7% |
| ROE | 6.05% | 6.05% | +0.00 pp |
| CAR | 14.02% | 13.40% | +0.62 pp |
| NPL | 2.46% | 0.92% | +1.54 pp |
| Cost of funds | 8.34K | 5.55K | +50.3% |
| Credit To Deposit Ratio | 88.96% | 90.48% | -1.52 pp |
| Base Rate | 10.87% | 8.56% | +2.31 pp |
| Interest Spread Rate | 4.24% | 2.89% | +1.35 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
BOKL last 7 quarters
| Metric | Q4 2068/69 | Q4 2069/70 | Q1 2078/79 | Q2 2078/79 | Q3 2078/79 | Q4 2078/79 | Q1 2079/80 |
|---|---|---|---|---|---|---|---|
| Net profit | — | — | 25.35 Cr | 71.93 Cr | 87.08 Cr | 1.81 Arb | 28.06 Cr |
| Net interest income | — | — | 79.44 Cr | 1.69 Arb | 2.80 Arb | 4.04 Arb | 1.23 Arb |
| Revenue | — | — | 1.10 Arb | 2.20 Arb | 3.48 Arb | 4.84 Arb | 1.39 Arb |
| Non-performing loans | — | — | 0.92% | 0.82% | 1.45% | 1.18% | 2.46% |
| Return on equity | — | — | 6.05% | 8.54% | 6.94% | 10.16% | 6.05% |