Aatmanirbhar Laghubitta Bittitya Sanstha Limited · Quarterly report
ANLB Q4 Financial Report — FY 2082/83
Aatmanirbhar Laghubitta Bittitya Sanstha Limited (ANLB) posted a year-to-date net profit of Rs 6.24 Cr at the end of Q4 FY 2082/83, up 39.6% from Rs 4.47 Cr a year earlier. Annualised EPS is Rs 69.71 against Rs 57.07 in Q4 FY 2081/82.
Q4 FY 2082/83 vs Q4 FY 2081/82
| Metric | Q4 2082/83 | Q4 2081/82 | Change |
|---|---|---|---|
| Paid Up Capital | 8.95 Cr | 7.83 Cr | +14.3% |
| Reserve and Surplus | 23.49 Cr | 22.31 Cr | +5.2% |
| Total Equity | 32.44 Cr | 30.15 Cr | +7.6% |
| Total Assets | 2.18 Arb | 1.88 Arb | +16.2% |
| Deposits from Customers | 1.13 Arb | 98.01 Cr | +15.4% |
| Borrowings | 15.00 Cr | 9.97 Cr | +50.4% |
| Loans and Advances to BFIs | 0 | 0 | — |
| Loans and Advances to Customers | 1.88 Arb | 1.55 Arb | +21.3% |
| Investments | 0 | 0 | — |
| Interest Income | 23.29 Cr | 21.51 Cr | +8.3% |
| Net Interest Income | 15.37 Cr | 13.58 Cr | +13.2% |
| Total Operating Income | 17.51 Cr | 15.18 Cr | +15.4% |
| Operating Profit | 5.18 Cr | 4.98 Cr | +4.0% |
| Net Profit | 6.24 Cr | 4.47 Cr | +39.6% |
| Number of Shares | 8.95 L | 7.83 L | +14.3% |
| EPS Reported | 69.71 | 57.07 | +22.1% |
| Book Value Reported | 362.38 | 384.82 | -5.8% |
| ROE Reported | 19.24% | 14.83% | +4.41 pp |
| CAR | 15.73% | 17.33% | -1.60 pp |
| NPL | 10.78% | 12.80% | -2.02 pp |
| Cost of funds | 8.45K | 7.48K | +13.0% |
| CD ratio | 0.00% | 0.00% | +0.00 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
ANLB last 8 quarters
| Metric | Q1 2081/82 | Q2 2081/82 | Q3 2081/82 | Q4 2081/82 | Q1 2082/83 | Q2 2082/83 | Q3 2082/83 | Q4 2082/83 |
|---|---|---|---|---|---|---|---|---|
| Net profit | -4,353,450 | 84.31 L | 2.15 Cr | 4.47 Cr | 1.15 Cr | 3.05 Cr | 4.85 Cr | 6.24 Cr |
| EPS | — | 21.52 | 36.53 | 57.07 | 58.53 | 77.90 | 82.49 | 69.71 |
| Net interest income | 3.13 Cr | 6.57 Cr | 9.86 Cr | 13.58 Cr | 3.57 Cr | 7.18 Cr | 10.98 Cr | 15.37 Cr |
| Revenue | 3.47 Cr | 7.27 Cr | 11.00 Cr | 15.18 Cr | 3.95 Cr | 8.07 Cr | 12.54 Cr | 17.51 Cr |
| Non-performing loans | 14.43% | 15.09% | 15.08% | 12.80% | 12.83% | 11.81% | 11.17% | 10.78% |