Ajod Insurance Ltd · Quarterly report
AIL Q3 Financial Report — FY 2079/80
Ajod Insurance Ltd (AIL) posted a year-to-date net profit of Rs 10.48 Cr at the end of Q3 FY 2079/80, up 11.3% from Rs 9.41 Cr a year earlier.
Q3 FY 2079/80 vs Q3 FY 2078/79
| Metric | Q3 2079/80 | Q3 2078/79 | Change |
|---|---|---|---|
| Paid Up Capital | 1.00 Arb | 1.00 Arb | +0.0% |
| Reserves and Surplus | 20.39 Cr | 13.95 Cr | +46.1% |
| Insurance Fund | 22.40 Cr | 15.92 Cr | +40.7% |
| Catastrophic Reserve | 2.03 Cr | 1.31 Cr | +54.5% |
| Total Equity | 1.45 Arb | 1.31 Arb | +10.4% |
| Total Sources | 1.45 Arb | 1.31 Arb | +10.4% |
| Long Term Investment and Loans | 26.50 Cr | 21.69 Cr | +22.2% |
| Short Term Investment and Loans | 1.60 Arb | 1.47 Arb | +8.8% |
| Total Investment and Loans | 1.86 Arb | 1.69 Arb | +10.6% |
| Total Revenue | 18.88 Cr | 16.88 Cr | +11.9% |
| Income From Investment Loans And Others | 7.93 Cr | 6.08 Cr | +30.3% |
| Total Expenses And Provisions | 8.41 Cr | 7.47 Cr | +12.6% |
| Management Expenses | 2.25 Cr | 1.94 Cr | +16.4% |
| Net Profit | 10.48 Cr | 9.41 Cr | +11.3% |
| Net Premium | 52.02 Cr | 36.32 Cr | +43.2% |
| Net Claim Payment | 23.49 Cr | 18.21 Cr | +29.0% |
| Gross Premium Earned | 1.44 Arb | 1.23 Arb | +17.7% |
| Total No of Issued Policies | 10.49 Cr | 9.67 Cr | +8.4% |
| Gross Claim Payments | 87.12 Cr | 53.76 Cr | +62.1% |
| Claims Payables | 68.76 Cr | 10.54 Cr | +552.2% |
| Number of Shares | 1.00 Cr | 1.00 Cr | +0.0% |
| EPS(Rs.) | 13.97 | 12.55 | +11.3% |
| Book Value(Rs.) | 144.81 | 131.19 | +10.4% |
| ROE | 9.65% | 9.57% | +0.08 pp |
Amounts in Rs and year-to-date; ratios change in percentage points (pp). For NPL and cost of funds, lower is better.
AIL last 5 quarters
| Metric | Q3 2078/79 | Q4 2078/79 | Q1 2079/80 | Q2 2079/80 | Q3 2079/80 |
|---|---|---|---|---|---|
| Net profit | 9.41 Cr | 11.90 Cr | 1.28 Cr | 4.88 Cr | 10.48 Cr |
| Return on equity | 9.57% | 8.90% | 3.76% | 7.02% | 9.65% |